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PNB MetLife expresses its sincere condolences to the aggrieved families of the victims of the recent natural calamities that hit the states of Jammu and Kashmir, AP & Odisha. For claims assistance (Jammu and Kashmir), please click here. and for claims assistance (AP and Odisha), please click here..
 
 
  KNOWLEDGE CENTER - FAQ

FAQ - Policy Servicing

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i. What is Nomination?

Nomination is a right conferred on the life insurance policyholder to appoint a person or persons to receive the policy money in the event of the policy becoming a claim by death. Any policyholder who is a major and the Life Insured under a policy can make a nomination. A nominee is the person designated by the policyholder to receive the proceeds of an insurance policy, upon the death of the insured.

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ii. Can I appoint more than one nominee?

Yes, you can appoint more than one nominee. In case any money is to be paid to the nominees it will be paid equally to the opted nominees.

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iii. Can I change my beneficiary / nominee details?

Yes. You may change your beneficiary at any time till the maturity date of the policy. You need to inform us about the change through the beneficiary change request form.
(Click on "Download" to check for the form)

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iv. What is an assignment of a policy? Is it allowed on all Insurance Plans?

An assignment transfers the rights, title and interest of the assignor to the assignee. Assignment is possible on all types of policies except pension policies and Married Women Property Act (MWP).

There are two types of assignments:

Absolute Assignment: In this type of assignment, all rights, title and interest of the assignor in the policy are transferred to the assignee without reversion to the former or his estate in any event. The assignee becomes the title owner of the policy and can deal with the policy in any manner he sees fit; he no longer has to take the consent of the assignor.

Conditional Assignment: In this type of assignment, the interest in the policy automatically reverts to the person insured on the occurrence of the specified condition. For example, a conditional assignment can provide for reversion when the assignee predeceases the policy owner or when the policy owner survives till the date of maturity or on the loan being repaid.


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OR 91-80-26502244
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PNB MetLife India Insurance Company Limited formerly known as MetLife India Insurance Co.Ltd.

Registered office address:Brigade Seshamahal 5, Vani Vilas Road, Basavanagudi, Bangalore - 560004,
Karnataka. CI No.: U66010KA2001PLC028883, Phone: 080- 66006969/26438638, Fax: 080-22421970.
Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in., IRDA Regn No.: 117
Insurance is the subject matter of the solicitation

The marks “PNB”, “” and “MetLife” are the registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks